PROPERTY and LIABILITY INSURANCE QUOTES ~ Brisbane and Regional Queensland
RESTAURANT & CAFE INSURANCE
If you own or operate a Restaurant or Cafe in Brisbane or Regional Queensland we can compare policies and premiums available from multiple insurers to find you the most cost effective.
Specialised Business Packages
Business Insurance or Commercial Insurance is designed to protect business owners against the adverse financial affects of insured losses. Your policy can be made up of numerous types of cover which are combined as a “Package” under the one policy.
Your Business Insurance Pack can cover:
Public and Products Liability
- Public Liability Insurance covers legal liability to third parties for causing bodily injury or property damage through negligence or an accident. It can cover accidents on the part of you, your company or employees.
- Product Liability Insurance covers a company’s liability for losses or injuries caused by a defect or malfunction of products manufactured or sold. Products Liability insurance is recommended for manufacturers, retailers wholesalers and importers.
Property Insurance – protect against loss or damage to your property from:
- Fire and Perils – (Fire, Storm & Cyclone, Flood, Malicious Damage, Vehicle Impact and other listed events).
- Accidental Damage, Theft, Burglary, Breakage of Glass.
Business Interruption Insurance
- Cover the loss of income that your business suffers after a disaster, due to a loss claimed under the Property section of the package. A property insurance policy covers the physical damage to the business. Additional coverage can be provided by Business Interruption Insurance, which covers the profits that would have been earned and returns your business to the same financial position it would have been in, if no damage or loss had occurred.
Commercial Vehicle Insurance
- Some Insurance companies will include your commercial vehicles as part of your Business Insurance Package.
Additional Covers are available for:
- Money, Machinery Breakdown, Electronic Equipment Breakdown, Employee Dishonesty, Tax Audit and Transit Insurance. Other risks can be covered separately, if required.
Your Insurance Adviser is a specialist in Restaurant and Cafe Insurance.
Contact us for an obligation free review and quote.