HAIRDRESSER’S INSURANCE ~ Brisbane and Regional Queensland
HAIR and BEAUTY SALON INSURANCE
If you are a Hairdresser or Beauty Therapist we can compare policies and premiums available from multiple insurers to find you the most effective cover.
Specialised Business Packages
Your policy can be made up of numerous types of cover which are combined as a “Package” under the one policy.
Your Business Insurance Pack can cover:
Public and Products Liability
- Public Liability Insurance covers legal liability to third parties for causing bodily injury or property damage through negligence or an accident on the part of the individuals, your company or employees. Depending on the extent of cover you need we can provide you with cover for treatment risk and/or Professional Indemnity Insurance.
- Product Liability Insurance covers a company’s liability for losses or injuries caused by a defect or malfunction of their product. Products can be manufactured, retailed, wholesaled or imported.
Property Insurance – protect against loss or damage to your property from:
- Fire and Perils – (Fire, Storm & Cyclone, Flood, Malicious Damage, Vehicle Impact and other listed events).
- Accidental Damage, Theft, Burglary, Breakage of Glass.
Business Interruption Insurance
- Cover the loss of income that your business suffers after a disaster, due to a loss from specified insured events. A property insurance policy covers the physical damage to the business. Additional coverage can be provided by Business Interruption Insurance, which covers the profits that would have been earned and returns your business to the same financial position it would have been in, if no damage or loss had occurred.
Commercial Vehicle Insurance
- Some Insurance companies will include your commercial vehicles as part of your Business Insurance Package.
Additional Covers are available for:
- Money, Machinery Breakdown, Electronic Equipment Breakdown, Employee Dishonesty, Tax Audit and Transit Insurance. Other risks can be covered separately, if required.
Your Insurance Adviser is a specialist in Hair & Beauty Business Insurance.
Contact us for an obligation free review and quote.